Governor Mitch Daniels, here's a radical idea from such radicals like Adam Smith and Milton Friedman, return market forces to health insurance. Then, maybe insurance will be affordable to the middle class (rather than the very rich, well-connected, or the very poor who get some meager second class government benefits).
But then again, you're a member of the Republican faction of the Big Government Party, so that idea isn't socialistic enough. So we will continue to see government Ponzi schemes such as raising cigarette taxes to fund inferior government health care for the poor (what are you going to do when you lose all that revenue to "outside the law" black market cigarette sales and you don't raise the tax money? And how are you going to pay for all those police to go after the cigarette gangs and the investigators to find the perpetrators of gangland murders over cigarette turf wars?)